Testimonials

In the Sanibel/Captiva region, 80% of female-single-parent families fall below the ALICE (Asset Limited, Income Constrained, Employed) threshold, a measure of financial stability. For Jessica Baker, that’s more than just a statistic. Jessica works as a server in a local restaurant. She enjoys the job, the people and the community. But when divorce left her coping as a single mom with two kids, the financial toll proved daunting. “I needed to find a new, affordable home,” said Jessica.

She’d been commuting to Sanibel from Cape Coral. Transportation costs and those hours on the road piled onto a stressful time. That’s when Community Housing & Resources stepped in. “I knew about CHR and how they help families,” she said. “I had an opportunity to apply, so I took the chance to see if we could qualify for help.”

They did. CHR offered Jessica and her family a rental site at Centre Place. “It’s a very family-oriented neighborhood. The rent is much more affordable, and it has the convenience of being five minutes from my job,” said Jessica.

She added that CHR’s staff was supportive throughout the process. “It was pretty easy and straightforward. They were very flexible with my schedule, and they were patient with me in moving in. They’ve been really generous and helpful,” she said. “When I saw how nice the apartment and location were, and that it could be a reality, it was definitely worthwhile,” said Jessica.

Neil Erickson calls his experience with Community Housing & Resources “life-changing.” Now he and his family are doing their part to help CHR change the lives of others. “My three sons are in Boy Scouts, and I’m the assistant scoutmaster. We do a lot of volunteer work for CHR,” said Neil.

If you show up at a CHR event, like the recent Give Your Heart to CHR Gala, chances are you’ll see Neil, his sons and their fellow Scouts helping out. Visit a senior citizen at Casa Mariposa, and you might see a thoughtful card or handmade ornament from a Scout. Neil himself was part of the Thursday Volunteer Group, a small army of workers who did household repairs

for CHR residents. “It’s all about giving back to an organization and a community that means so much to us,” Neil explained.

Neil moved from northern Minnesota to Florida in 1994, eventually settling in Sanibel. Impressed with its friendly, small-town feel, he took a job with The Island Water Association, Inc. Soon his family outgrew their small rental, and they relocated to Cape Coral. That meant years of tough daily commutes, sometimes up to two hours.

No surprise, then, that they were eager to return to Sanibel. The family turned to CHR, which offers resources for affordable housing to full-time island workers who meet income guidelines. Through CHR’s Limited Equity Ownership option, they found a new home, and a new life, with the close-knit community at Centre Place. “It’s a wonderful island community. It’s friendly, safe, and feels like a small town. The school system is excellent. We love the bike paths and the nature preserves,” Neil said.

People who encounter Dave Hoggatt will tell you he’s got a lot of heart. And a lot of hearts.

Dave carries handmade clay hearts bearing uplifting words, like “Rejoice” and “Joy” and “Love.” Give him a smile – or look as if you need something to smile about – and he’ll offer you a heart. It’s his way of honoring his late wife and giving something back to the island community that’s given so much to him, including CHR. “Sanibel and CHR are my home,” said Dave, who lives at Community Housing & Resources’ Casa Mariposa. The property on Periwinkle Way serves older adults.

Dave and his wife, Barbara, were running a pottery business in Indiana when they visited Sanibel Island in 1981. Before their vacation ended, they’d decided to set up shop here. They ran the business together for almost 30 years. Barbara came up with the pocket-sized hearts to use up excess clay. Dave took on the task after his wife passed away from cancer. He sees it as a way to honor Barbara while encouraging others.

Dave himself gains great encouragement from his faith. Finding an affordable home in his retirement is one example of how he believes that faith opens doors – in this case, through CHR and the community it provides. “Leaders and staff have brought a new sense of contact. We feel more connected. There are more activities to engage residents. That friendliness is important,” Dave explained.

Dave carries that friendliness into the Sanibel community. Don’t be surprised to see him out and about, handing out his clay hearts and sharing his gratitude for CHR.

“I’m a beach person. I always wanted to live in Florida. My dream was to walk out my back door and be at the beach.” It’s not that Wanda McKittrick hasn’t lived other dreams. As a preschool teacher for 35 years, she’d helped countless youngsters in South Dakota and Colorado get a great start in life. But Florida still beckoned. Four years ago, she landed in Sanibel and started teaching at the Children’s Education Center of the Island (CECI).

“I’ve always loved kids,” said Wanda, who started helping in a kindergarten classroom when she was a high-school senior. On any given day, she teaches about 40 young children at the Center.

While she loves being part of the Sanibel community, housing on a teacher’s salary is tough to come by. Then she heard about Community Housing & Resources. To her relief, CHR found her a place at its Riverview site that Wanda could afford. Then came Hurricane Ian, which devastated some CHR properties, including Wanda’s. Determined to make sure no one was left homeless, CHR staff quickly mobilized to help.

“They put me in contact with FISH to get a trailer to live in temporarily,” Wanda said. “Later, CHR got me into a duplex at Airport Way. That’s where I am now.” Having stable, affordable housing allowed Wanda to stay in Sanibel and keep shaping young lives for the future.

Not only is she still teaching, Wanda lives in a supportive and friendly community thanks to CHR. And that beach dream? It’s everything Wanda thought it would be.

Florida weather makes it easy to commute on two wheels most of the time; Florida traffic, not so much. That’s one reason Ray Barr says Community Housing & Resources has saved his life. After Hurricane Ian destroyed his rental home on Sanibel Island, Ray found himself living in Fort Myers and riding his Vespa motor scooter to and from work — a dangerous gamble on busy roads. He longed to return to living on Sanibel. But as an hourly worker at a restaurant, he couldn’t afford the growing costs.

Ray fell in love with Sanibel after leaving Maine in 2004. “Sanibel just grew on me,” said Ray. He worked several jobs over the years, taking on roommates to keep his island rent affordable. When Ian struck, that wasn’t an option anymore. The storm wiped out many rental places, including Ray’s, and new properties weren’t affordable. “I wasn’t sure how to do it,” he said. “I had heard of CHR but didn’t think they’d have anything for me.”

Then Ray learned that CHR puts special emphasis on helping people who work in Sanibel and Captiva, and that affordable housing really could be a possibility for him. He was urged to apply. “They always want to help workers because workers make Sanibel go,” Ray said. “So I applied. It was the best thing I could have done.”

Not only did Ray qualify, he now lives happily at Mahogany Way near Wooster Lane. “It’s a great place, right near everything,” he said. His experience has turned Ray into a CHR cheerleader for life.

For Patty McIver, saying Hurricane Ian left people shell-shocked is no overstatement. That includes herself and her closest family. Patty, her parents and her brother each owned houses in the same neighborhood in Fort Myers, near the Causeway. Ian destroyed all three.

“It’s really hard, seeing what it did to them,” she said of her family. While sorting out the next steps for herself and her family, Patty had to move six times over the next 14 months. At one point, she lived in a camper where her home once stood.

Two things kept Patty going: her job as a Police Aide with the City of Sanibel, and the chance to find affordable housing through Community Housing & Resources. “When the opportunity came up for housing through CHR, I got really excited,” said Patty. “CHR — and my work — saved me from the depression people go through after a disaster like that. I can’t praise the program enough.”

Living in Sanibel at a CHR property has cut Patty’s commute to a few minutes of walking or biking. It’s also given her stability to focus on helping her parents rebuild, and being there for her brother, who has ALS and has moved into a new home in Fort Myers.

While Patty and her family continue to move forward, she looks back with gratitude. “The healing power of Sanibel and CHR will stay with me,” she said. “For me, it’s paradise.”

Mariea Peterson gives lots of reasons why Sanibel Island is a great place to raise her three children. But if it wasn’t for Community Housing & Resources, that opportunity would be out of reach. “CHR made it possible for me to live here. I’m all for CHR!” said Mariea, who works for Royal Shell in Captiva.

Peterson’s roots are in Colorado. She moved to Cape Coral for a few years. After her marriage ended, she relocated to Sanibel for work in 2020, children in tow. Mariea said the quality of life in Sanibel has made a huge difference for her family.

“It’s a great community, very family friendly. I don’t worry about my kids when they go out, ride their bikes and wander,” she said. “They love their Sanibel school, the best school in the district.” For Mariea, finding an affordable place to live for four people was a big challenge. Then she learned about CHR and decided to apply. Their application was accepted and the family happily moved into a CHR property that is “very close to the beach,” Mariea eagerly points out. “It was a very good, very positive experience,” she said. “CHR people are fantastic. They take really good care of the property and the people.”

When Hurricane Ian struck, the family’s unit suffered major damage. Mariea applauded workers for quickly repairing the facilities so she and her neighbors could return home. Her experience with CHR has made Mariea Peterson a strong advocate.

When Melissa Mendez came to Sanibel Island for work, she discovered a dream she never knew she had. “This is such a close-knit community. Everyone knows each other. Everyone watches out for each other,” she said.

Living that dream, however, wasn’t easy. The Miami native had been working as a nail technician for 15 years when her marriage ended, leaving her a single mom with two children. Living in Cape Coral, Melissa soon landed a job with a rental property management firm in Sanibel. That left her with the almost impossible daily task of getting her kids to separate schools in Cape Coral and making it to work on the island by 8 a.m.

That’s when her employer suggested she approach Community Housing & Resources. “I believe things happen for a reason,” said Melissa. “It’s a blessing I got referred. The process was long, but easy to do. CHR kept updating me all through that process.”

Today, Melissa works at Sanibel Captiva Community Bank and since last August, she’s been a resident at a CHR property. “The CHR staff is amazing. Anything I need, any problem I might have, they’re always right on it, no matter how busy they are.” As a result, Melissa is quick to encourage others to reach out to CHR. “I tell them to hurry up and get on it!”

Melissa added, “Sanibel is a great community with a great school system. I was telling the father of my kids that I can’t picture them going back to their old schools. They love it here. It’s home.”

When political violence prompted Elizabeth Schramm to flee her adoptive home of Margarita Island nine years ago, she wondered if she’d ever find another paradise like that Venezuelan isle. In Captiva and Sanibel, she has again discovered paradise, and something else: a place that cares about the people who work here, and a strong sense of community!

A new career drew Elizabeth to the islands sight-unseen, eventually joining the team at Sanibel Captiva Beach Resorts. She was loving her work and training for a new position when Hurricane Ian devastated the resorts.

After a temporary layoff, Elizabeth returned to work at ‘Tween Waters Island Resort & Spa. She still felt that deep sense of caring and support, but the post-storm recovery turned her 35-minute off-island commute into a brutal two hours. “This is one of the best places I’ve ever worked, but the time lost and gas costs were killing me,” Elizabeth said. The financial and physical toll prompted her to share with her ‘Tween Waters manager who suggested Community Housing & Resources.

Elizabeth applied to CHR and soon found her new home. The income-based rent helps her deal with housing costs today and long-term. “CHR isn’t just about affordable housing,” explains Elizabeth. “The properties are in excellent condition, well maintained, and they’re proud of that.” CHR’s level of care sends an important message to workers like Elizabeth who keep the islands running. “It feels great knowing our community values us. And that makes it home,” she said.

Mike Mills doesn’t mind if you call or text him about work. In fact, he relishes it — especially now that he lives on Sanibel Island. “A lot of my job is giving out my number and asking people to text or call if they see a turtle,” explained the wildlife biologist. “It’s a lot easier for me go out there when I’m living on island.”

Why turtles? Because Mike tracks various kinds — along with bats, rice rats, fish and other native creatures — as part of his job with the Sanibel-Captiva Conservation Foundation (SCCF).

That door opened for the St. Louis, Missouri, native with an internship at SCCF in 2016 that eventually led to full-time work. Mike tried to get an apartment through Community Housing & Resources (CHR), but no units were available at the time. So he settled in Fort Myers — commuting to work and making the time-consuming drive whenever he heard of a turtle sighting.

Then Hurricane Ian wiped out his apartment. He tried CHR again, and this time a spot was open. “This is the nicest place I’ve lived that’s not my parents’ house,” said Mike. “The neighborhood really rocks. Everyone is so nice. We just had a block party that was great.”

He uses the same word to describe CHR. “They always kept me updated on the process. The move-in went smoothly. I haven’t had any problems, but if I did, they’re just a block away. That’s great to have them embedded here in the community,” Mike said.

Shockingly, there are kids living just a few miles inland who have never seen the ocean. Julianna Clinton aims to change that.

Julianna is a marine biologist and instructor at the Sanibel Sea School, the educational arm of the Sanibel-Captiva Conservation Foundation. “I started as a summer camp counselor and fell in love with the job,” she said.

After earning her degree from Rollins College in 2022, the Orlando native found the “heart and soul” of the Sea School’s mission — and her own — through the summer camps on Sanibel. “We’re working to improve the ocean’s future one person at a time.” Campers come from across the nation and even from other countries. One-day field trips from area schools include students from as close as Fort Myers who experience the sea for the first time. Those moments hold a special magic for Julianna.

Though she’s passionate about her job, not long ago she wasn’t sure she would be able to keep it. “I was living in Fort Myers when my roommate backed out. I was paying $1,800 a month for a really small studio apartment,” Julianna said. “My parents were helping, but I just couldn’t afford it.”

Aware of her plight, a coworker suggested Community Housing & Resources. Julianna applied, worked directly with friendly staff, and was soon accepted. She moved into a nice, roomier apartment at one of CHR’s properties. “CHR gave me a wonderful opportunity to live somewhere I wouldn’t be able to live without them,” said Julianna.

Among Tucker Phillips’s memories of growing up are two powerful ones: his boyhood home in northern Virginia, and his family’s vacation treks to Florida. “I had family in Fort Myers and Bonita, so I’ve been coming here since I was a kid,” said Tucker.

His path from vacationer to resident wound its way through a chance conversation with a park ranger at J.N. “Ding” Darling National Wildlife Refuge in 2020. The ranger told him of an available internship for the newly christened environmental sciences graduate. Still flush with boyhood memories, Tucker applied and landed the job. Today he works full-time as a ranger and volunteer coordinator, overseeing 100 volunteers and managing special events.

Like other Ding Darling staff, Tucker lived in government housing — until Hurricane Ian made those facilities unlivable. “I was bouncing around for a while, commuting farther away from work and constantly searching to find housing until two colleagues told me about Community Housing & Resources.”

Tucker underscored the vital role that CHR plays for local workers. “It can be really hard to find affordable housing on the islands. That was true even before the storm,” said Tucker. “I really like the CHR property where I now live. There’s lots of space, a nice porch, and I’m close to the beach.”

“I’m grateful for CHR. Having an organization that gets people on the island and keeps them on the island is very special.”

For a while, the first thing Rogelio Martinez saw when he opened his eyes each morning was the inside of his car. It’s not where he expected his path to take him. Emigrating from the Dominican Republic in 1996, Rogelio worked hard to build a new life in the United States. He and his wife came to Florida in 2018, and within a year he landed a job in grounds maintenance at the Sanctuary Golf Club in Sanibel. “I really like my job,” said Rogelio. “I enjoy the pay. I’m treated very well.”

Rogelio managed to hold onto these good feelings even when his marriage ended and the house where he lived in Cape Coral was sold. Rogelio parked his car at a Publix parking lot and lived in it, dutifully showing up at Sanctuary to do the work he enjoyed so much. Then Kyle Sweet, golf course superintendent at Sanctuary and Rogelio’s boss, found out. He immediately connected Rogelio to Community Housing & Resources. “The application process was easy, mainly because of the really good help I received from my boss,” Rogelio said. “I am so very grateful for all of the individuals placed in my path and who helped me along the way.”

Rogelio fell in love with his CHR rental home the moment he saw it. Now he’s encouraging others who struggle to afford a place to live in Sanibel to reach out to the agency. “I would recommend CHR to any person who wants to live in el mejor lugar — the best place!”

Carly Hulse has a saying: If you want to save the whales, you have to save the snails. That maxim describes her life’s journey — from a little girl dreaming of marine life to an adult working with them in Sanibel. That’s where Community Housing & Resources had a hand in making the dream real.

“To protect our oceans, you have to start small,” Carly explained. “I really, really love mollusks, which include a huge array of marine organisms from snails to squids. I’m fascinated by them.” Carly applied that same thinking to becoming a senior aquarist at the Bailey-Matthews National Shell Museum & Aquarium. From her childhood in the Chicago suburbs, she took her fascination to the University of Alabama, earning her degree in marine science and biology. From there she moved through further training and roles in Oregon, Louisiana, North Carolina and eventually Florida — first Tampa, then Sanibel Island.

“My end goal was to live where the palm trees are. And I did it!” she said. “You can’t do much better than living on Sanibel. I love the beauty of it all.”

The actual living part proved to be no small challenge. For five years, Carly had to commute from Fort Myers because housing in Sanibel was beyond her financial reach. Earlier this year, her boss suggested contacting CHR. “It was definitely worth it to apply!” she said, praising CHR for their careful work with her throughout the process. “It’s the only way many of us working in Sanibel can live here affordably.” Carly is thrilled with CHR and expects to move into her new home this month.